Crime Today News
Of the 3.79 crore rural homes targeted under the Pradhan Mantri Awaas Yojana – Gramin (PMAY-G), 2.72 crore houses have been completed as of March 17, 2025—reflecting a 72 per cent achievement rate.
The Ministry of Rural Development, which has been implementing the scheme since April 1, 2016, aims to construct an additional 2 crore rural homes under the extended phase. With this expansion, the cumulative target under PMAY-G now stands at 5.79 crore houses.
The data presented by the Ministry to the Rajya Sabha last month shows that Uttarakhand, Uttar Pradesh, and Tripura lead in performance, having completed 98 per cent of their allocated targets. Jammu & Kashmir follows closely with 90 per cent completion, while Odisha and Bihar have achieved 83 per cent of their respective targets. Jharkhand, Assam, Rajasthan, and West Bengal also feature in the top ten performers with over 75 per cent completion.
On the other hand, some states are lagging significantly behind. Kerala is at the bottom, having completed just 15 per cent of its target, followed by Karnataka at 16 per cent. Haryana and Himachal Pradesh have completed 27 per cent and 22 per cent respectively, while Maharashtra and Punjab have achieved 38 per cent of their assigned targets. Gujarat and Tamil Nadu have fared better, crossing the 60 per cent mark.
Impact of the schemeÂ
Madhya Pradesh has been given the highest target under the scheme—49.89 lakh houses—and has achieved 74 per cent completion so far. West Bengal, with the second-highest allocation of 45.69 lakh homes, is also among the better-performing states. Bihar and Uttar Pradesh have been tasked with building 44.92 lakh and 36.85 lakh houses respectively.
Under the extended target of 2 crore houses, the Ministry has allocated targets of 84,37,139 houses during 2024-25 to the 18 States. Out of this, 46,56,765 houses has been allocated in December 2024 and January 2025 to the 9 States viz Assam, Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Maharashtra, Rajasthan, Tamil Nadu, and Karnataka. Another 9,82,764 houses have been sanctioned as on February 2, 2025.
Earlier, the Comptroller and Auditor General (CAG) of India, in its audit report on the scheme’s implementation, identified several critical issues. These included non-receipt of grants from the Government of India (GoI), misuse of administrative funds through inadmissible expenditure, inclusion of ineligible beneficiaries, exclusion of eligible ones, shortfall in the intended coverage of SC/ST beneficiaries, fraudulent sanctioning of houses, and inadequate monitoring mechanisms. These shortcomings are likely to contribute to delays in meeting the scheme’s targets in some States.
Infrastructure and Quality of Life
Beyond housing, the scheme has spurred job creation due to increased demand for construction materials. The study also reports a notable rise in household spending, especially on food, indicating improved living standards. Furthermore, the availability of toilets has led to a significant reduction in open defecation, improving health outcomes. A marked increase in LPG gas usage among PMAY-G beneficiaries also suggests a shift toward cleaner cooking practices.
The extension of PMAY-G is seen as a critical step toward improving rural infrastructure and quality of life, with the government reaffirming its commitment to inclusive development and poverty alleviation in India’s hinterlands.
Published on April 9, 2025
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